When it comes to accidents in the workplace, prevention must take precedence over compensation. However, prevention measures currently account for only 2 % of the total budget for the occupational accidents and diseases component of the health insurance system. In companies with more than 150 employees, the incentive to improve prevention is provided by a level of contribution based on the severity and frequency of workplace accidents and occupational illnesses in the company. In smaller companies, there is a flat rate linked to the number of accidents in their business sector. To encourage small businesses to prevent occupational risks, the Cnam can provide financial aid.
This flash audit, carried out in the context of a significant increase in resources, made possible by the creation in 2023 of a fund for investment in the prevention of occupational exhaustion, recommends a review of the aid schemes, which are currently too poorly targeted and insufficiently evaluated.
